A neighbor slips on my sidewalk and threatens to take me to court for damages. Does my homeowners policy protect me?

Yes. Homeowners insurance will pay for damages, if the accident is the result of your negligence. It will also pay for the legal costs of defending you against a claim. Also, the medical payments part of your homeowners policy will cover medical expenses arising from an injury to a neighbor or guest. Your Russo Insurance Agency agent can periodically review your policy limits to help ensure you have adequate coverage.