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Lost Passport Coverage
While on vacation in Europe, you lose the tote bag that has everyone’s passports.
Your homeowners policy can help with the cost of replacing passports and other valuable papers.
Fire Coverage
You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.
Property coverage in your policy can help if your house is damaged by fire and/or smoke.
Theft Coverage
You return from a family vacation to discover thieves have stolen electronic equipment from your media room.
If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.
Medical Payments Coverage
A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.
Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.
Additional Living Expenses Coverage
You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.
Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.
Personal Possessions Coverage
You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.
Property coverage
You’ve lit several candles — which unintentionally start a small fire in your apartment.
Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.
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